Getting a raise

With your bank account growing, you may find yourself wondering the best way to save and allocate your money.

A financial advisor can help you answer:

  • How much should go into a 401k?
  • How much should go into savings?
  • How much should go into paying off debt?
  • How much should be set aside for other goals?
Receiving an inheritance

Inheriting money can be a life changing event with many decisions to make. You may also want to consider how you can carry on the legacy and values of the deceased or make sure the new funds enrich your life instead of burdening it.

A financial advisor can help you prioritize making decisions, such as paying down debt, adding to your emergency fund and investing in your retirement accounts.

Getting married (or divorced)

Whether you’re starting newlywed life or transitioning through a divorce, you’re embarking on a complex path with financial factors that need be addressed.

A financial advisor can help you make informed decisions regarding individual or joint bank accounts, investment accounts and merging or dividing assets.

Building or buying a new home

Before you make an offer, it’s important to assess the risks and long-term financial commitment that comes with owning real estate.

A financial advisor can walk you through budgeting and how to balance this with your other financial goals.

Relocating to a new state

A new state of residence will have a different housing market, cost of living and tax implications, all of which affect your budget, spending and overall financial plans.

A financial advisor can help you adjust to those changes and create a budget for your short, medium and long-term goals.

General planning

A financial advisor can help you plan for any long-term goals you might have: paying for your child’s education, incorporating more travel into your life or retiring in comfort.

They can be there every step of the way.