The monthly budget planner will help you analyze your current and future housing related expenses. Fill out how much information as you can and use this information as you and your lender decide on your mortgage plan.
Your net income is the amount of your paycheck after all deductions have been taken. Include child support, foster care, alimony, unemployment compensation, Social Security, seasonal employment income, commission income, etc.
Note: This is for budget purposes only. This information is not applied to your application process.The planner includes recurring monthly debt to consider that may or may not be considered in the underwriting process. These may be current costs and estimated costs with the new home and can vary depending on your situation. This is for your own personal calculations on building a budget.
Current | After home purchase | |
Rent/mortgage | Current |
After home purchase |
Real estate taxes | Current |
After home purchase |
Renters/ homeowners insurance | Current |
After home purchase |
Home association dues | Current |
After home purchase |
Current | After home purchase | |
Automobile(s) | Current |
After home purchase |
Furniture/appliances | Current |
After home purchase |
Installment | Current |
After home purchase |
Student loans | Current |
After home purchase |
Current | After home purchase | |
Visa | Current |
After home purchase |
Mastercard | Current |
After home purchase |
Other | Current |
After home purchase |
Current | After home purchase | |
Electricity | Current |
After home purchase |
Gas | Current |
After home purchase |
Cable TV/WiFi/Internet | Current |
After home purchase |
Phone | Current |
After home purchase |
Water/sewage/garbage | Current |
After home purchase |
Current | After home purchase | |
Automobile | Current |
After home purchase |
Health | Current |
After home purchase |
Life | Current |
After home purchase |
Dental | Current |
After home purchase |
Disability | Current |
After home purchase |
Mortgage | Current |
After home purchase |
Current | After home purchase | |
Alimony/Child Support | Current |
After home purchase |
Child care | Current |
After home purchase |
School fees/tuition | Current |
After home purchase |
Current | After home purchase | |
Church |
Current |
After home purchase |
Charities |
Current |
After home purchase |
Current | After home purchase | |
Doctor/Dentist | Current |
After home purchase |
Drugs | Current |
After home purchase |
Hospital | Current |
After home purchase |
Current | After home purchase | |
Gasoline | Current |
After home purchase |
Public transportation | Current |
After home purchase |
Current | After home purchase | |
Food | Current |
After home purchase |
Veterinary expenses | Current |
After home purchase |
Daycare | Current |
After home purchase |
Current | After home purchase | |
Groceries | Current |
After home purchase |
School/work lunches | Current |
After home purchase |
Current | After home purchase | |
New clothes | Current |
After home purchase |
Dry cleaning/laundry | Current |
After home purchase |
Uniforms/required items | Current |
After home purchase |
Current | After home purchase | |
Repairs/maintenance |
Current |
After home purchase |
Current | After home purchase | |
Air conditioning | Current |
After home purchase |
Heating system | Current |
After home purchase |
Appliances | Current |
After home purchase |
Siding | Current |
After home purchase |
Current | After home purchase | |
Attorney | Current |
After home purchase |
Accountant | Current |
After home purchase |
Current | After home purchase | |
Club/sports/hobbies | Current |
After home purchase |
Entertainment (dining out, movies, etc.) | Current |
After home purchase |
Vacation | Current |
After home purchase |
Other | Current |
After home purchase |
Current | After home purchase | |
Regular savings | Current |
After home purchase |
Holiday account | Current |
After home purchase |
College fund | Current |
After home purchase |
Retirement fund(s) | Current |
After home purchase |
Current | After home purchase | |
Current |
After home purchase |
Total remaining after expenses: | ||